Medicare vs Medicaid: What Senior Care Does Each Cover?

2026-03-12 · 7 min read

The Key Difference

Medicare is federal health insurance based on age (65+) or disability. Medicaid is a joint federal-state program based on financial need.

What Medicare Covers

Up to 100 days of skilled nursing after a qualifying hospital stay, home health aides if medically necessary, and durable medical equipment.

What Medicaid Covers

Long-term nursing home care, home and community-based services, personal care assistance, and medical transportation.